In the current economy, it is more important than ever to be able to manage your finances. And one of the best ways to do that is by using a budgeting app. But with so many different apps available, which one should you choose?

Here are the five best apps for budgeting available in 2022. They are all easy to use, and they all have features that will help you stay on track with your spending. So whichever one you choose, you can be sure that you will be able to get your finances under control.

What are budgeting apps?

Before we look at the five best apps for budgeting. let’s first take a quick look at what budgeting apps are and what they can do for you.

Budgeting apps or you can call them money management apps, are software programs that help you track your spending and manage your finances. They usually have features that allow you to create budgets, track your expenses, and monitor your bank account.

Many budgeting apps also offer features that can help you reduce your spending, such as goal setting, expenditure tracking, and bill reminders. And some of them even offer built-in calculators that can help you figure out how much money you have left to spend each month.

best apps for budgeting
5 best apps for budgeting to try in 2022 photo: Skitterphoto/Pixabay

The 5 best apps for budgeting in 2022

Now that we know what budgeting apps are and what they can do for us, here are 5 apps for money tracking you can use to help you control your spending. Let’s take a look at the five best apps for budgeting that can try.

1. Mint:

Mint is known to be one of the most popular budget apps on the market. It is easy to use, and it has a ton of features that can help you track your spending and manage your finances. Mint is also completely free to use and is available on both Android and iOS devices. Mint is one of the best budget apps you should try.

Some of the features that Mint offers include:

  • Budget creation and tracking
  • Expense tracking
  • Bill reminders
  • Investment tracking
  • Credit score monitoring

2. YNAB:

YNAB is another popular budgeting app that is available in 2022. It is also easy to use, and it has a lot of features that can help you manage your finances. However, YNAB does not come free, and it costs $84. Buying YNAB justifies the high price tag by saying that it can help you save money in the long run. According to YNAB new budgeters can save around $600 (deepening on your income) per month.

Some of the features that YNAB offers include:

  • Budget creation and tracking
  • Expense tracking
  • Bill reminders
  • Asset tracking
  • Good customer service
5 best apps for budgeting Karolina Grabowska

3. Zeta:

If you are married or in a relationship, then Zeta may be the budgeting app for you. It is designed to help couples manage their finances together, and it has a lot of great features that can help you do just that. Zeta is also free to use and is available on both Android and iOS devices.

Some of the features that Zeta offers include:

  • Couple budgeting
  • Bill splitting
  • Expense tracking
  • Good customer service
  • Bill payment

4. PocketGuard:

PocketGuard is a budgeting app that is designed for people who are trying to get their finances in order. It is very easy to use, and it has a lot of great features that can help you do just that. PocketGuard is also free to use and is available on both Android and iOS devices. But PocketGuard is not free, you have to pay $34.99 per year for the premium version. However, it also has a free option, which is completely free.

Some of the features that PocketGuard offers include:

  • Budget creation and tracking
  • Expense tracking
  • Credit card connectivity
  • Goal setting

5. Personal Capital:

Personal Capital is another great budgeting app that is available in 2022. It is easy to use, and it has a lot of features that can help you track your spending and manage your finances. Personal Capital is also free to use, but if you want to access the investment tracking feature you have to pay 0.89% of your total portfolio value each year. The best part about personal capital is that it can also come with retirement planning features.

Some of the features that Personal Capital offers include:

  • Budget creation and tracking
  • Investment tracking
  • Retirement planning advice
  • 401k analysis
  • Asset allocation analysis
best apps for budgeting
5 best apps for budgeting in 2022 photo: Alexander Mils

Conclusion:

  • So there you have it! The five best apps for budgeting you can try. If you are looking for a great way to manage your finances, then one of these apps is right for you. As you can see each app has its unique features, so be sure to choose the one that best suits your needs. Happy budgeting!

Money Management: 7 Tips That Work Well
Top 7 Best Crypto currency To Invest In 2022

These are some of my favorite blogging tools

Thank you for reading this article. Anyway, for those who are looking to build a blog and wonder which tools you can use to build a blog or a website, I highly recommend these tools below.

Web Hosting: if you just start blogging I recommend you to get a Bluehost since they are easy to set up and quite cheap. The price started at US$2.95* but if you plan to scale up your website in the future, I prefer Cloudways more because Couldways works better once you get high traffic to your website. you can switch plans easily as well and they also offer a free trial with no credit card required

Domain Name: Most of my websites bought domain names from Namecheap, I did some research before I bought them and most domain names from Namecheap are cheaper than other websites.

WordPress Speed Plugin: I currently using this plugin and I’m really happy with the result. WP Rocket speeds up my website to rank a good score. Highly recommend!

WordPress Theme & plugin: For some of you who prefer to use a theme for your website, personally I like ThemeForest (my website uses a theme from here) but in case you are looking for other options such as themes, landing pages, funnels, including creating your own online courses please check out ThriveThemes

Email Marketing Service: Currently I’m using GetRespond which is easy to use and you can sign up for a 30-day free trial. The cheapest plan stat at only US$19. No credit card require so if you don’t want to use the service after the free trial period ends, you are good to go.

Graphic Design: If you don’t have graphic design skills I recommend using Canva Pro. They have so many templates which are easy to use and it only costs you US$9.95 a month.

Stock Photography: I recommend using 123RF or Depositphotos. Both sites offer good-quality photos. For Depositphotos, their plan starts at US$9.99 per month for a 1-year subscription.